Fall Maintenance Checklist

Every season change helps to remind you to do a few things around the home to keep it in tip top shape.  Here are some things to get done this fall.


  • Check all window and door locks for proper operation
  • Unhook all hoses from home
  • Check your home for water leaks
  • Have a heating professional check your heating system every year
  • Run all gas-powered lawn equipment until the fuel is gone
  • Make sure that the caulking around your bathroom fixtures is adequate to prevent water from seeping into the sub-flooring
  • Replace your furnace filter
  • Inspect, change batteries and clean dust from the covers of your smoke and carbon monoxide

Selling in the Fall- Is The Market Still Hot?

Here are five reasons why listing your home for sale this fall makes sense.

1. Demand Is Strong

The latest Confidence Index from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! In fact, more often than not, multiple buyers end up competing with each other to buy the same homes.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now 

Housing inventory is still under the 6-month supply needed for a normal housing market. This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon!

Historically, a homeowner stayed in his or her home for an average of six years, but that number has hovered between nine and ten years since 2011. Many homeowners have a pent-up desire to move as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all that they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. .

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury, now is the time to move up! The abundance of inventory available in these higher price ranges has created a buyer’s market for anybody looking to purchase these homes. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!

According to CoreLogic, prices are projected to appreciate by 5.1% over the next year. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life 

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you feel you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

Property Transactions Questions and Answers

Must a seller correct the defects in the property?

No.  The seller does not generally have the obligation to correct defects, known or discovered, unless there is a federal, state or local law requiring correction (e.g. septic systems pursuant to some local ordinances), or unless the seller has agreed to do so in the contract.  Otherwise, any correction of the defects is a matter of negotiation as part of the purchase agreement.



When lenders are reviewing an applicant’s qualifications for a mortgage, there are many aspects that they must take into consideration. For VA loans specifically, not only do lenders look at overall debts (credit card expenses, installment loans, and your new mortgage expense), they also look at additional and every day expenses (such as food, clothing and gas) to ensure there are enough funds available to cover the mortgage and basic living expenses.

This is known as the Residual Income Requirement. When qualifying for a VA purchase or refinance, you will need to meet certain minimum residual income numbers based on your requested loan amount, where you will be buying and how many people will live in the home.

Below is an example of a residual income requirement chart.

Zip Zone Adventure Park

Zip Zone Adventure Park

Have you visited ZipZone? My son loves the Adventure Park. They have a new adventure park obstacle course that is an elevated, self-guided experiences featuring bridges, nets, zip lines, swings, cable walkways and more. There are 75 challenge elements with actives for everyone 4 years and older.

This is my favorite zip! Zip Zone


Zip On!

Visit Zip Zone at  7925 N. High St. Columbus, OH 43235.   Just North of CrossWoods!

Does the seller have the same disclosure in as “As-Is” sale?

Yes.  The terminology “As-Is” simply means that the seller will normally not be paying for any repairs to the property.  An “As-Is” sale may not exempt a seller from disclosure material information about the property.  The seller must still accurately complete a Residential Property Disclosure Report and deliver it to the buyer, unless otherwise exempt and must still disclose other material facts affecting the value or desirability of the property.

What are the seller’s obligations regarding the Residential Property Disclosure

Generally, the seller must complete the Residential Property Disclosure (RPD) and deliver it to the prospective buyer as soon as practicable before the preparation of an offer.  Seller should thoughtfully and carefully consider each question and answer it accurately, erring on the side of more, than less disclosure.  Some transaction  are exempt from this requirement.  Sales associated do not have the obligation to verify statements made by the seller on these forms.